The financial press advocate that people should deal with Independent Financial Advisers - why?

Tracking down the best pension plan, mortgage or the most suitable investment scheme or insurance policy can be a daunting task. There are hundreds of insurance and investment groups, banks and building societies offering many thousands of products. Trawling through these yourself is likely to take a long time and require a good understanding of the financial services rules and regulations and the tax system. Although the right product for you is almost certainly available, it is unlikely that you'll find it on your own. Make the wrong choice and you could be thousands of pounds out of pocket.

Alternatively most 'advisers' from banks, building societies and insurance companies represent the company they work for, not you, the client. This means that, in the main, they recommend and sell only the products marketed by the company they represent, whether or not these products are the best for you!

On the other hand, Independent Financial Advisers (IFAs) are, by definition, agents representing you, the client, and not the product provider. They are required, by law, to shop around the various companies for the best value for money financial products to suit your personal or business needs.

So, if you would like to be put in touch with your local IFA then please complete our contact form.

To learn more about what an IFA does, click here.